Helping taxpayers resolve their past-due accounts
The Internal Revenue Service (IRS) has hired Pioneer Credit Recovery to collect overdue federal taxes, using procedures approved by the IRS.
For more information, contact Pioneer Credit Recovery at 800-448-3531. Here is important information about resolving your tax obligation.
The IRS has selected four private collections agencies, including Pioneer, to work on its behalf for this program.
If any other company claims to be working on this program for the IRS, it is likely a scam.
The IRS and Pioneer will contact taxpayers first through letters of notice.
The IRS offers helpful tips about tax scams / consumer alerts >
What to expect
Fair treatment and quality service. A collection agent will confirm you are aware of your rights as a taxpayer under the Fair Debt Collection Practices Act, as we comply with debt collection rules and consumer protections.
Letters of notice. The first contact you’ll receive is the CP40 letter from the IRS stating that collection responsibilities have been turned over to an agency and informing you of your taxpayer rights. You’ll also receive a separate letter from Pioneer. Both letters will provide you with a unique identifier. Please have your unique identifier available when calling.
Methods of contact: letters and phone calls. Letters and phone calls will be the only ways we reach out to taxpayers. At this time, private collection agencies like Pioneer working on behalf of the IRS do not use email or text messages.
Secure process. During each phone call, we identify we are calling from Pioneer Credit Recovery, a contractor for the IRS. An agent will take you through the authentication process to verify your identity. Please have your unique identifier (see above) available when calling.
Payment. All IRS tax payments are made directly to the Internal Revenue Service through one of the payment methods found at https://www.irs.gov/payments or through a Pre-Authorized Direct Debit with Pioneer drafting a check on your behalf. Additional information on the Pre-Authorized Direct Debit payment method is available by contacting Pioneer at 800-448-3531.
Extra help if needed. You have the right to receive assistance from the Taxpayer Advocate Service for a variety of reasons, such as if you are experiencing financial difficulty.
FREQUENTLY ASKED QUESTIONS
Q: What if my contact information has changed, resulting in a problem on my tax statement? Or what if I didn't receive my letter of notice?
A: You can change your address using Form 8822 or by calling 1-800-829-3676 and requesting Form 8822. If you didn’t receive an initial letter from the IRS, it may be because the IRS does not have your current address. It’s a good idea to update your address so you receive official communications from the IRS and can protect yourself against scams.
Q: What if I can't find or don't know my unique identifier?
A: If you can verify all your other points of information over the phone with a collection agent, they can verify you using your Social Security number instead of your unique identifier. Or, if you would be more comfortable with a different approach, you can request that your unique identifier be re-sent to you by mail.
Q: What if I’m experiencing financial hardship and cannot pay?
A: You have the right to receive assistance from the Taxpayer Advocate Service for a variety of reasons, such as if you are experiencing financial difficulty. The taxpayer advocate is a special group within the IRS that works to ensure you are treated fairly and that you know and understand your rights.
Q: Does Pioneer have the authority to take/garnish my wages or charge me penalties if I cannot pay?
A: No. The IRS authorizes Pioneer only to call taxpayers and work directly with them to encourage voluntary payment of outstanding debt.
Q: Does Pioneer have to comply with the same rules as other debt collectors?
A: Private collection agencies like Pioneer must comply with both Internal Revenue Code taxpayer rights protections and with standards established under the Fair Debt Collection Practices Act.
Q: Why does the IRS use private agencies for collecting taxes?
A: Working with high-quality collection agencies helps the IRS recover overdue taxes to fund important public priorities, while helping taxpayers take control of their debt obligations.
Q: If I’ve been contacted by a private agency, how do I know the contact is legitimate?
Q: How do I obtain my IRS transcripts?
A: You can get various Form 1040-series transcript types online or by mail.
Q: Where can I find frequently asked questions about the Get Transcript Online service?
Q: How do I make a payment?
Q: Where do I find IRS forms?
Q: How do I add or revoke a power of attorney?
A: Refer to Power of Attorney Form 2848.
Q: Where do I find the Tax Information Authorization Form?
A: Refer to Tax Information Authorization Form 8821.
This is an attempt, by a debt collector, to collect a debt, and any information obtained will be used for that purpose.